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IR35 changes

IR35 changes

If you are engaged via your own limited company then from April 2021 the Off-payroll working legislation means that your hirer, and not you, will decide your IR35 status.

Are you prepared?

get in touch 

IR35 decisions what are your options?

IR35 decisions what are your options?

  • become a temporary employee of the hirer, if this is offered
  • be engaged by your agency under PAYE, if this is offered
  • be employed and paid by an umbrella company 
  • be employed and paid by a PEO company 
  • keep your limited company and be paid by a fee payer
get in touch
 

umbrella

PEO (PAYE)

IR35 fee payer

engagement type worker worker sub-contractor
suitable for all?  only those on umbrella rates >£11/hour yes* only those with a limited company*
payrates quoted  limited company rates actual gross pay rate  limited company rates
deductions from quoted pay rate 
  • employer’s national insurance
  • apprenticeship levy
  • employer’s pension (if applicable)
  • umbrella margin
none
  • employer’s national insurance
  • apprenticeship levy
  • IR35 fee payer margin
entitled to holiday pay? 
  • yes
  • yes
no
pension auto enrolment
  • yes
  • yes
no
private pension scheme available
  • yes
no no
typical pay frequency  weekly/monthly weekly/monthly weekly/monthly
advances  yes, if approved by agency yes, if approved by agency no
pay breakdown invoice reconciliation & payslip simple payslip remittance
onboarding checks required right to work & identity right to work & identity

ltd company check & identity

 

is a premium package available? 

  • yes
no

no

*option only available if model pre-agreed with your agency/client.
 

How do you join giant umbrella? What is the fee? What benefits are available? What are my pension options?

These are just some of the questions we are going to answer each week in our live webinar that takes place every Thursday at 12:00 pm.

register here

PAYE solutions

PAYE solutions

After April 2021 your hirer may insist that you are engaged under a PAYE solution. 

giant umbrella

Our award-winning giant umbrella is simple to use, compliant, paperless, mobile 1st and easy to join online. It also provides giant advantage our employee benefit scheme which can save you £000's each year.

find out more    join online
 

giant PEO

As an alternative to an umbrella solution we have giant PEO. Offering the same benefits as giant umbrella but more straightforward because you are quoted your actual pay rate. 

find out more